Home Loans 101 | Qudos Bank

Have you ever wondered how to compare home lenders, what a comparison rate is, or the benefits of an offset account?

When deciding to buy a property, understanding what to look for in a home loan is crucial. With so many lenders offering various loan options, it's important you consider which home loan features will work best for you including:

The ability to make extra repayments
Flexibility of the loan
Fixed rates vs variable
Offset accounts vs redraw accounts
Annual fees, monthly fees, and other fees

In the video below, our Lending Operations Manager Chris K. answers common questions and will walk you through the basics of understanding home loans.

Disclaimer:

Qudos Bank home loans are subject to approval. Normal lending criteria, terms and conditions and fees and charges apply. Mortgage insurance is required for home loans over 80% and is subject to approval. You should read and consider the relevant Terms and Conditions and our Financial Services Guide available on our website qudosbank.com.au, before deciding whether to obtain any of our financial products or services.

Qudos Mutual Limited trading as Qudos Bank ABN 53 087 650 557 AFSL/Australian Credit Licence 238 305. The information in this article is of a general nature and has been prepared without considering your objectives, financial situation or needs. Before acting on the information, consider its appropriateness to your circumstances.

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Acknowledgment of country

We acknowledge the Traditional Owners of the lands on which we operate and pay our respects to Elders past and present, and to emerging community leaders. We also acknowledge the important role Aboriginal and Torres Strait Islander peoples continue to play within the communities in which Qudos Bank operates and where our team members reside.