An Unsecured Personal Overdraft is a line of credit that allows you to control your expenditure while giving you financial flexibility.
A car loan that actually takes you places. Start earning Qantas Points* and make your next trip a reality.
With great rates and no fees on any of our personal loan products, get what you want now, and feel great knowing you're getting a great deal.
Shopping for your dream car, caravan, boat or motorcycle? If your new purchase is less than 5 years old, then this is the loan for you with a low interest rate.
Savings made simple. Take your savings to the next level, with Qudos Bank's QSaver. Interest rate of 4.45% p.a. applies for balances above $500,000.
Boost your savings when you make no withdrawals in a calendar month. Start building a strong financial future with no minimum deposit.
Saving has never been more rewarding. Earn more than just interest, plus get a complimentary Qantas Frequent Flyer membership*.
This loan is designed to facilitate large renovation projects, knock-down rebuilds and new builds. You’ll get access to awesome features including:
Explore extra features, plus enjoy a competitive rate ($199 annual fee applies).
All the flexible loan features you love while boosting your Qantas Frequent Flyer points.
Enjoy fixed repayments that’ll bring a bit of certainty in uncertain times.
Enjoy a wide variety of flexible loan features plus a delightfully competitive variable rate.
Looking for our lowest variable rate? This is it - plain and simple.
Please note, there is no direct access via card to your Bonus Saver. For access you need to move funds into your General Savings Account.
Eligible deposit accounts held with Qudos Bank are protected under the Financial Claims Scheme up to $250,000 per customer. Read more on our Government Guarantee on Deposits page.
Use our full range of savings calculators which may help you better manage your finances, including Budget Planner, Term Deposit Calculator and other calculators.
A Bonus Interest Savings Account is a type of savings account that offers customers the opportunity to earn bonus interest on their savings. This bonus interest is typically given when the account holder meets certain criteria, such as maintaining a minimum balance, making regular deposits, or making no withdrawals within a specific period.
Bonus Interest Savings Accounts come with many benefits that make them a great choice for people looking to grow their savings:
When considering a Bonus Interest Saver Account, keep an eye out for the following features:
The key difference between a Bonus Saver Interest Account and a regular savings account lies in the potential to earn bonus interest. While both account types facilitate saving, a Bonus Saver Interest Account offers an additional incentive in the form of bonus interest. To earn this bonus interest, account holders must meet specific criteria, which is not a feature of most regular savings accounts.
If you fail to meet the conditions required to earn bonus interest in a Bonus Interest Saver Account, you’ll typically earn the standard base interest rate instead. It's important to review the terms and conditions of the account to understand how the bonus interest works and what happens if you don't fulfil the requirements.
To learn more about savings account bonuses, contact Qudos Bank to speak to our team who will be able to provide you with more information.
You can only have one Bonus Saver account per membership.
Before you start your application, please have your smartphone and your current Australian driver's licence or Australian passport handy.
As part of account opening, we will verify your identity electronically through a third party provider.
Complete your application and start using your new Qudos Bank account.
Already a Qudos Bank customer?
Existing customers can open an account directly via Online Banking.
~ A Base rate of interest is applied. Bonus interest is applied to the balance of your account when you make no withdrawal in any calendar month.
The information on this page has been prepared without taking into account any person’s financial situation, needs and objectives. Before you make any decisions you should consider whether it is right for you and seek independent legal, financial and taxation advice.
You should read our Terms and Conditions for Saings Accounts and Payment Services and Financial Services Guide before deciding whether to obtain any of our financial products or services. Target Market Determinations available here.
Rates current as at 23 November 2023
We acknowledge the Traditional Owners of the lands on which we operate and pay our respects to Elders past and present, and to emerging community leaders. We also acknowledge the important role Aboriginal and Torres Strait Islander peoples continue to play within the communities in which Qudos Bank operates and where our team members reside.
