Rate lock fee collection

Romance Scam Alert — Wednesday 11 February: Scammers are using online relationships to steal money and personal information. Watch for fast‑moving relationships, refusal to meet, or urgent requests for help. Learn more

Interest rate increase – Thursday 5 February: Following the RBA’s decision to change the official cash rate, interest rates for owner‑occupier and investor variable loans will increase by 0.25%, effective 19 February 2026. From 19 February 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

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Can the rate be locked in and fee collected at a later date?

The fee must be paid up front. The rate will be locked in once the Lock In Request form is received and the fee is paid in full.

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We respectfully acknowledge the Traditional Custodians of all the lands on which we live and work, and we pay our respects to Elders past and present. We recognise their continued connection to the land, waters and culture and we acknowledge that sovereignty has never been ceded. Our head offices are located on the land of the Wurundjeri Woi Wurrung people of the Kulin Nation in Victoria, and the land of the Gadigal people of the Eora Nation in New South Wales.

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