Interest rate Increase –  Wednesday 18 March 2026: Following the RBA’s decision to change the official cash rate, interest rates for owner‑occupier and investor variable loans will increase by 0.25%, effective 1 April 2026.  Find out more.

Planned Maintenance - Digital Banking Services - Sunday 22 March 2026 - Find out more.

Additional repayments

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Home Loans
FAQs

Can I make additional repayments on my home loan?

[Fixed Rate Loans] Yes, you can make additional repayments on your fixed-rate home loan of up to $10,000 a year without incurring break costs. For payments, greater than $10,000 per year break costs may be payable.

[Variable Rate Loans] Yes, you can make unlimited additional repayments on Qudos Bank's variable interest home loans.Use our Extra Repayments Calculator to help you better manage your loan.

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