Interest rate announcement: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier and investor variable loans will increase by 0.25%, effective 15 October 2026. From 15 October 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

Monday 5 October: We've updated our Savings Accounts and Payment Services Terms and Conditions to reflect the retirement of barcode deposit books and to improve the clarity of certain terms. Learn more.

Access to PayID

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Real Time Payments
FAQs

Which Qudos Bank accounts have access to PayID?

PayID® is available to all Qudos Bank active savings accounts (except term deposits) and loan accounts that are linked to an online banking profile.

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PayID is a registered trademark of NPP Australia Limited.

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